Mysteries of banking

Electric Crofter doesn't really understand economics, and exchange rates and the stock market remain a mystery.

All the Electric Crofter wants to know is – will his overdraft be renewed when he visits the bank manager next week?

With lamb prices still depressed and a new tractor needed urgently, Electric Crofter finds himself sitting at the sharp end of the economic crisis, but one that might be remedied when he polishes his wellies, straightens the creases on his oilskins, and visits the big city to plead his case.

But before then, Electric Crofter is going to phone his bank manager to make sure that they haven't closed the Stornoway Branch since he last visited.

And he is going to ask to see HIS money sitting in the vault.